In addition, Opnions Concerning Promoting Employment for College Graduates in Changhsha City also stipulates that if an enterprise's recruitment of college gtraduates registered unemployed and laid-off workers accounts for a percentage of above 10% of the employees on its pay roll, it will be eligible to apply for small-sum secured loan. The credit line can be rationed to 2 million yuan for 2 years depending upon the recuitment size, and the government financial department will pay 50% of the interets accrued to the loan on the basis of the benchmark interest rate promugated by the People's Bank of China.